My credit score was in the dumps when I attended one of Melanie Hicks financial presentations. I knew this was someone I needed to meet with personally to get out of debt and grow my finances. She provided me with a budget to follow and a method to pay off my debt. Now my credit score is in the 700s and I am no longer in credit card debt. Instead, I have money in multiple savings accounts and I have more control over my spending. I can’t say enough good things about Melanie Hicks. If you need to get your finances right, contact her!
The Financial Cents spreadsheet has really changed how I look at my finances. I was due to get a newer car, but did not believe that my expenses would allow for such a purchase. Once I started filling in my take home salary and expenses, I could then see that I did have enough money for a car note. This is because the spreadsheet is easy to use. It does the calculations for you
Makes so much Sense when you get pass embarrassment of not handling business better and the fact that you are not making good use of the cents you have. This book was the blue print I needed to take that honest look at my finances ans how I had been throwing good money after bad. It didn’t make sense. I had the pleasure to attend a financial workshop with Melanie, and the gentle way she simplified the process to start where you are at and move forward to financial literacy and stability… Knowing is half the battle …
She provide examples of how you got into the hole and gave you the rope to climb out. With a well organized spreadsheet that was just as simple.
Im not where I want to be but I am well on my way…
Thanks Melanie ?
I would like to Thank Melanie for teaching the action in finance. I used to spend a lot of energy controlling my finances in my head or on random pieces of paper. Organized planned spending eases the frustration of always planning. I really was impressed with the budget program spread sheet.
To know I am not the only person who has difficulty with managing especially in today’s everyday money market. Then to know there are Melanie’s to help. It is great and I had a wonderful time at the seminar/ funday.
Thanks again ??
